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Public & Products Liability Insurance

✔ What's covered

Public /Products Liability

Public & Products Liability Insurance will protect the Insured against claims arising from Personal Injury and/or Property Damage occurring in connection with the Business as a Pop Up Shop

Limit of Indemnity

Choice of AUD 10,000,000 and AUD 20,000,000 Public and Products Liability.

The LIMIT OF INDEMNITY in respect of any one occurrence or series of occurrences arising out of or attributable to any one cause or event shall not exceed the Limit of Indemnity in the Schedule.

The LIMIT OF INDEMNITY is to be applied as an aggregate limit in respect of all CLAIMS arising from one or the same source or originating cause.

Territorial Limits

Commonwealth of Australia

The law of Australia shall govern this Policy and the parties agree to the exclusive jurisdiction of competent courts in the Commonwealth of Australia with respect of any dispute or difference arising.

Excess

$500 each and every claim costs exclusive.

Conditions

As per Section 8 of the policy wording.

Exclusions
  1. Bodily Injury to any employees/staff/volunteers
  2. Recall, Repair or Replacement of Products
  3. Aviation and Aerospace Products
  4. Exports to USA & Canada
  5. Products not complying with Australian Standards
  6. Food Pop Up Shops not complying with food safety
  7. certificate/licence
  8. War and Similar Risks
  9. Radioactive Contamination
  10. Contractual Liability
  11. Pollution or Contamination
  12. Advice for a Fee
  13. Total Asbestos Exclusion
  14. Cyber Liability Exclusion

For full policy terms, conditions and exclusions, please refer to the policy wording.