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Professional Indemnity & General Liability Insurance

What's covered Section 1 - Professional Indemnity

Professional Indemnity - provides your company with protection against claims of negligent acts, errors or omissions or breach of professional duty.

Limit of Indemnity

Choice of limits of between AUD $1,000,000, AUD $2,000,000, AUD $5,000,000 and AUD $10,000,000 any one claim and in the aggregate plus one automatic reinstatement. Costs are in addition.

Territorial Limits

Worldwide excluding USA &/or Canada

Governing Law and Jurisdiction

This Policy shall be governed by the law of Australia and the State of New South Wales and the parties hereto agree to the exclusive jurisdiction of the New South Wales Courts with respect of any dispute or difference arising hereunder.

Interest
  1. Negligence or Breach of Duty of Care
  2. Negligent Misstatement or Negligent Misrepresentation
  3. Infringement of Intellectual Property Rights including copyright, patent, registered design right or breach or misuse of confidential information
  4. Defamation
  5. Loss of Documents
  6. Dishonesty of any employee, but excluding any Claim resulting from the dishonest, fraudulent, criminal or malicious acts or omissions committed after the Insured discovered, or could reasonbly have discovered or suspected, improper conduct by the employee. No indemity will be provided to any person committing or condoning any dishonest, fraudulent, malicious or crimial acts or omissions.

resulting from the conduct of the Insured's business activity

Excess

NIL each and every CLAIM costs exclusive.

Conditions

As per Policy Wording

Exclusions

As per Policy Wording

Section 2 - General Liability

General Liability - Provides your company with protection against Injury and/or Damage resulting from the conduct of the Insured's Business Activity within the Territorial Limits.

Limit of Indemnity

Choice of Limits of between AUD 5,000,000 and AUD 20,000,000 any one Occurrence or series of Occurrences arising out of any one cause and in all during the Period of Insurance

Territorial Limits

Worldwide excluding USA &/or Canada

Governing Law and Jurisdiction

This Policy shall be governed by the law of Australia and the State of New South Wales and the parties hereto agree to the exclusive jurisdiction of the New South Wales Courts with respect of any dispute or difference arising hereunder.

Interest

Injury &/or Damage to Third Party Property resulting from the conduct of the Insured's business activity

Excess

AUD 250 each & every claim, including costs & expenses.

Conditions

As per Policy Wording

Exclusions

As per Policy Wording