{"id":9817,"date":"2020-07-17T19:32:31","date_gmt":"2020-07-17T09:32:31","guid":{"rendered":"https:\/\/www.auzi.com\/portal\/?page_id=9817"},"modified":"2022-01-14T06:52:02","modified_gmt":"2022-01-13T20:52:02","slug":"implications-of-cancelling-your-insurance-policy","status":"publish","type":"page","link":"https:\/\/www.auzi.com\/portal\/implications-of-cancelling-your-insurance-policy\/","title":{"rendered":"Implications of Cancelling your Insurance Policy"},"content":{"rendered":"\t\t
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Implications of Cancelling your Insurance Policy<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Product Liability Insurance<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Prior to cancelling your Product Liability Insurance<\/a>, please take the time to read and understand the following.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Product Liability is an occurrence-based wording. This means, the insurance needs to be in place at the time the incident\/injury\/damage occurred for there to be a valid claim.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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For example, if you cancel your insurance today and a claim is brought against you for an incident\/injury\/damage occurring tomorrow (regardless of when the product\/service was sold\/provided), your policy will not respond as it is cancelled, meaning you will have no protection\/insurance.<\/p>

You need to remember Product Liability is designed to protect you against Personal Injury and Property Damage claims arising from the products you have provided\/sold. Your risk does not stop, once you have provided\/sold the product, your risk essentially starts. We strongly suggest you keep your insurance in place until you believe your risk has diminished.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Professional Indemnity Insurance<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Prior to cancelling your Professional Indemnity Insurance<\/a>, please take the time to read and understand the following.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Professional Indemnity Insurance is a Claims Made wording. This means an insurance policy needs to be in place at the time you provide the service and at the time of the claim and\/or incident in order for your interest to be protected.<\/p>

The policy will not respond if the Claim is made after the period of cover expires or is cancelled, even where the event giving rise to the Claim occurred during the period of cover.<\/p>

For example, if you cancel your Professional Indemnity insurance today and a claim is brought against you tomorrow from a student\/class that you taught last week, your policy will not respond. Although the incident may have occurred during the period of Insurance, the claim was not notified\/made while the policy was in place meaning you will have no protection\/insurance.<\/p>

We strongly suggest you keep your insurance in place until you believe your risk has diminished.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Implications of Cancelling your Insurance Policy Product Liability Insurance Prior to cancelling your Product Liability Insurance, please take the time to read and understand the following. Product Liability is an occurrence-based wording. This means, the insurance needs to be in place at the time the incident\/injury\/damage occurred for there to be a valid claim. For […]<\/p>\n","protected":false},"author":3,"featured_media":9826,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-9817","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nImplications of Cancelling your Insurance Policy - AUZi<\/title>\n<meta name=\"description\" content=\"Product Liability is occurrence-based. Professional Indemnity is a claims made wording. Cancelling your insurance today means you won't be covered if a claim is brought against you tomorrow.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.auzi.com\/portal\/implications-of-cancelling-your-insurance-policy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Implications of Cancelling your Insurance Policy\" \/>\n<meta property=\"og:description\" content=\"Implications of Cancelling your Insurance Policy Product Liability Insurance Prior to cancelling your Product Liability Insurance, please take the time to\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.auzi.com\/portal\/implications-of-cancelling-your-insurance-policy\/\" \/>\n<meta property=\"og:site_name\" content=\"AUZi\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/auziauziauzi\/\" \/>\n<meta property=\"article:modified_time\" content=\"2022-01-13T20:52:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.auzi.com\/portal\/wp-content\/uploads\/2020\/07\/feature-implications-of-cancelling-your-insurance-policy.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"300\" \/>\n\t<meta property=\"og:image:height\" content=\"200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@auzi\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.auzi.com\\\/portal\\\/implications-of-cancelling-your-insurance-policy\\\/\",\"url\":\"https:\\\/\\\/www.auzi.com\\\/portal\\\/implications-of-cancelling-your-insurance-policy\\\/\",\"name\":\"Implications of Cancelling your Insurance Policy - AUZi\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.auzi.com\\\/portal\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.auzi.com\\\/portal\\\/implications-of-cancelling-your-insurance-policy\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.auzi.com\\\/portal\\\/implications-of-cancelling-your-insurance-policy\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.auzi.com\\\/portal\\\/wp-content\\\/uploads\\\/2020\\\/07\\\/feature-implications-of-cancelling-your-insurance-policy.jpg\",\"datePublished\":\"2020-07-17T09:32:31+00:00\",\"dateModified\":\"2022-01-13T20:52:02+00:00\",\"description\":\"Product Liability is occurrence-based. 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