{"id":9199,"date":"2020-04-23T14:17:06","date_gmt":"2020-04-23T04:17:06","guid":{"rendered":"https:\/\/www.auzi.com\/portal\/?p=9199"},"modified":"2022-07-14T12:13:08","modified_gmt":"2022-07-14T02:13:08","slug":"photographer-insurance-explained","status":"publish","type":"post","link":"https:\/\/www.auzi.com\/portal\/insurance\/photographer-insurance-explained\/","title":{"rendered":"Photographer Insurance Explained"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9199\" class=\"elementor elementor-9199\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-06d51ee elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"06d51ee\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ea850d\" data-id=\"7ea850d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2c4253b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2c4253b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bec0f5d\" data-id=\"bec0f5d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ec76eb2 elementor-widget elementor-widget-heading\" data-id=\"ec76eb2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Photographer Insurance Explained<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88ce516 elementor-widget elementor-widget-text-editor\" data-id=\"88ce516\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>So, you have finally decided to turn your much-loved hobby into a business or stream of <a href=\"https:\/\/filtergrade.com\/make-money-photographers-earn-additional-income\/\" target=\"_blank\" rel=\"noopener\">secondary income<\/a>. But, now people are asking you for proof of Photographer Insurance. What on earth could your photo do to hurt someone? Well, we are here to give you a little insight. It\u2019s true, the insurance side of things can be a bore and not always your forte, so we will do our best to break it down and make it somewhat interesting.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7cfb2e5\" data-id=\"7cfb2e5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-85f3290 elementor-widget elementor-widget-image\" data-id=\"85f3290\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"400\" height=\"267\" src=\"https:\/\/www.auzi.com\/portal\/wp-content\/uploads\/2020\/04\/photographer-insurance-2.jpg\" class=\"attachment-full size-full wp-image-9210\" alt=\"Close up of woman taking a photo with a Nikon camera\" srcset=\"https:\/\/www.auzi.com\/portal\/wp-content\/uploads\/2020\/04\/photographer-insurance-2.jpg 400w, https:\/\/www.auzi.com\/portal\/wp-content\/uploads\/2020\/04\/photographer-insurance-2-300x200.jpg 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-18abf31 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"18abf31\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-217e51a\" data-id=\"217e51a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8aec1be elementor-widget elementor-widget-heading\" data-id=\"8aec1be\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">So, Public and Products Liability Insurance hey? <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ff2cda elementor-widget elementor-widget-text-editor\" data-id=\"7ff2cda\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Public and Product Liability Insurance is there to protect you against Personal Injury and Property Damage claims arising from your business activities.\u00a0<\/p><h3><strong style=\"font-size: 16px;\"><em>Picture this <\/em>\u00a0<\/strong><\/h3><p>You have scoped out a new location, the lighting is beautiful and the backdrop is to die for. Mesmerised by all the opportune shots at the end of your lens, you lose all awareness about what is going on around you. As you\u2019re taking more and more steps backwards drinking it all in, bang, crash you have walked into a display stand knocking it over and causing Property Damage. If you have taken out Public and Products Liability Insurance for Photographers, then your policy will have you covered.<\/p><p>Another common example is if you have simply left your camera bag or tripod on the ground. Someone trips over it, hurting themselves and Personal Injury.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6238d05 elementor-widget elementor-widget-heading\" data-id=\"6238d05\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">And, Professional Indemnity Insurance?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a89c4c3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a89c4c3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1e16d1e\" data-id=\"1e16d1e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d40e2db elementor-widget elementor-widget-image\" data-id=\"d40e2db\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"400\" height=\"267\" src=\"https:\/\/www.auzi.com\/portal\/wp-content\/uploads\/2020\/04\/photographer-insurance-1.jpg\" class=\"attachment-full size-full wp-image-9209\" alt=\"Wedding photographer working on a shoot\" srcset=\"https:\/\/www.auzi.com\/portal\/wp-content\/uploads\/2020\/04\/photographer-insurance-1.jpg 400w, https:\/\/www.auzi.com\/portal\/wp-content\/uploads\/2020\/04\/photographer-insurance-1-300x200.jpg 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1004db4\" data-id=\"1004db4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44f5645 elementor-widget elementor-widget-text-editor\" data-id=\"44f5645\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Professional Indemnity Insurance is for Professionals providing advice, yes, you! You\u2019re a professional, and you provide all sorts of advice, even if you think it is just common knowledge.<\/p><p>Most people engage you to capture their special day, whether it\u2019s their wedding, a birthday, maternity photos or even real estate photos. Your customers are expecting you to capture the best shot from the perfect angle, to make that small 3&#215;3 room look huge. Honestly, everything is relying on you, no pressure\u2026 (*sighs*)<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-3535a7a elementor-widget elementor-widget-text-editor\" data-id=\"3535a7a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The Professional Indemnity Insurance is there to protect you and your reputation against some of the following:<\/p><ul><li>Negligence or breach of duty of care to your client \u2013 making a mistake or providing bad service.<\/li><li>Infringing intellectual property rights \u2013 like trademarks or copyright.<\/li><li>Defamation and libel \u2013 writing or saying the wrong thing.<\/li><li>Breach of confidence \u2013 sharing information you weren\u2019t meant to.<\/li><li>Losing data \u2013 either paper or digital.<\/li><\/ul><h3><strong style=\"font-size: 16px;\"><em>Picture this <\/em>\u00a0<\/strong><\/h3><p>You\u2019ve been communicating with Bridezilla for the last 12 to 18 months and it is finally her wedding day. Everything goes to plan, you capture every requested photo, you\u2019ve had a great time. Although you finished up 4 hours late. The next morning you decide to start the editing, but once you\u2019re all plugged in, the computer crashes, wiping the memory. Everything is lost!<\/p><p>If your Photographers Insurance includes Professional Indemnity cover, it will (as much as imaginable in this situation) save the day. It will pay the financial compensation, whether that\u2019s the cost of another photographer, makeup artist, fake tan, dry-cleaning and everything else involved to replicate the day. \u00a0<\/p><p>We get it, this is worse case scenario and it will never happen to you, right? Have a chat with some veteran photographers before you decide. It is always better to be safe than sorry.<\/p><p>At AUZi, we have built a policy to align with your role as a photographer. Our Photographers Insurance policy combines Public and Products Liability and Professional Indemnity Insurance. The perfect combo to protect all your photography adventures. To get a free quote and buy online in minutes, hit the big orange button below.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3981979 elementor-widget elementor-widget-text-editor\" data-id=\"3981979\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Our policy includes, <a href=\"https:\/\/www.auzi.com\/portal\/public-liability-insurance\/\">Public &amp; Products Liability<\/a> and <a href=\"https:\/\/www.auzi.com\/portal\/professional-indemnity-insurance\/\">Professional Indemnity<\/a> Insurance to ensure your bases are covered.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-27dd9ad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"27dd9ad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1de8f86\" data-id=\"1de8f86\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-717df44 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"717df44\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"https:\/\/www.auzi.com\/quote\/11\/public-liability-only\/383\/photographer-one-day-cover\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get a Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77a4d89 elementor-share-buttons--color-custom elementor-share-buttons--view-icon-text elementor-share-buttons--skin-gradient elementor-share-buttons--shape-square elementor-grid-0 elementor-widget elementor-widget-share-buttons\" data-id=\"77a4d89\" data-element_type=\"widget\" data-widget_type=\"share-buttons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-grid\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_facebook\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Share on facebook\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab 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class=\"elementor-grid-item\">\n\t\t\t\t\t\t<div\n\t\t\t\t\t\t\tclass=\"elementor-share-btn elementor-share-btn_pinterest\"\n\t\t\t\t\t\t\trole=\"button\"\n\t\t\t\t\t\t\ttabindex=\"0\"\n\t\t\t\t\t\t\taria-label=\"Share on pinterest\"\n\t\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-pinterest\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tPinterest\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e36b94d elementor-widget elementor-widget-image\" data-id=\"e36b94d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/occupations.php\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1200\" height=\"300\" src=\"https:\/\/www.auzi.com\/portal\/wp-content\/uploads\/2020\/08\/need-public-liability-insurance.png\" class=\"attachment-full size-full wp-image-9958\" alt=\"Public liability and professional indemnity insurance quote\" srcset=\"https:\/\/www.auzi.com\/portal\/wp-content\/uploads\/2020\/08\/need-public-liability-insurance.png 1200w, https:\/\/www.auzi.com\/portal\/wp-content\/uploads\/2020\/08\/need-public-liability-insurance-300x75.png 300w, https:\/\/www.auzi.com\/portal\/wp-content\/uploads\/2020\/08\/need-public-liability-insurance-1024x256.png 1024w, https:\/\/www.auzi.com\/portal\/wp-content\/uploads\/2020\/08\/need-public-liability-insurance-768x192.png 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Photographer Insurance Explained So, you have finally decided to turn your much-loved hobby into a business or stream of secondary income. But, now people are asking you for proof of Photographer Insurance. What on earth could your photo do to hurt someone? Well, we are here to give you a little insight. 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