Tea Manufacturer and Retailing Insurance

Like every industry, their are unique risks associated with running a business. The tea manufacturer and retailing industry is no exception. From simply retailing tea in your shop to creating the tea yourself, you are exposed to many risks throughout your daily business activities. So, what could happen? Here are some claim examples detailing what an insurance claim against your business could look like: 

• Public liability – You are setting up a market stall to sell your new teas. During the bump-in period, you accidentally knock over your neighbour’s table that had all of their products neatly displayed. This causes the products to be damaged. They hold you liable and seek you out for compensation.
• Public liability – You have set up some taste testers, and unfortunately, when someone has tasted the tea, the paper cup breaks, causing the hot tea to spill and burn them. They hold you liable for their injury and seek compensation from you.
• Product liability – One of your customers suffers an allergic reaction after drinking one of your tea blends.