Our Professional Indemnity Insurance Has You Covered

Why Do I Need Professional Indemnity Insurance?

What is Professional Indemnity Insurance?

Professional indemnity is an insurance policy that is tailor made for businesses/professionals that provide services and advice to their customers. A claim can be brought against you for any damages suffered to a third party from any mistakes while providing a service, breaches of contract or any breach of professional duty in the course of your business. 

What is a professional service/business?

Professional Service/Businesses’ exist in many different industries such as Accountants, Bookkeepers, Consultants & IT Professionals. They provide knowledge and expertise in for the form of either advice or by performing duties on behalf of their client.

It's Easy

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Choose your level of cover from up to $10M Professional Indemnity and $20M Public Liability.


Download your Certificate of Currency, Schedule of Insurance and paid invoice immediately.

Why You Should Choose AUZi For Your Insurance

  • We cover over 250 business types
  • Your policy can also include Public & Products Liability cover
  • Choose your level of cover from $10M Professional Indemnity and $20M Public Liability
  • You get worldwide cover (excluding USA & Canada)
  • Policies are underwritten by Berkley Insurance Australia – an A+ Rated Insurer
  • Get an instant Insurance quote
  • Easy to read policy documents
  • There are no hidden costs
  • You can even manage and renew your policy online whenever it suits you

Why Do I Need Professional Indemnity Insurance?

Any business that holds itself out to clients as a professional organisation, is at risk of having an action brought against their business if something goes wrong with a service or product.

For example, if a Landscape Architect makes an error in the design of a garden, it could result in a claim being made against them to rectify the problem.

Errors happen, and when they do, insurance is needed to protect your business and livelihood. With most Professional Indemnity Policies, the Insurer will pay the defence expenses up to the limits of the policy. Defence costs alone can prove costly to your business with no cover in place.

Any business that provides a service or product should be aware that every prospect, customer or client can result in a lawsuit. It only takes one award from the courts to put a company out of business.

Tell me more!

A Professional Indemnity policy is rated based on the industry the business participates in, the limit of indemnity required, and the claims history (if any) of the applicant and the rate will always be based on the amount of risk involved. The policyholder must understand that they are covered for errors they make, not intentional acts. An accountant that intentionally puts wrong information in the accounts of the client will not find protection from the Insurance company for the intentional act of cheating.