Interior Designer Insurance

AUZi's policy has you covered

AUZi’s Interior Designer Insurance is an investment for your business.

As a professional in the design world, you know that the finer details count for your clients when creating and designing dream ideas inside a home, business, indoor or outdoor space. That dream for the client may unfortunately come with errors in design, planning and implementation and they may suffer some form of financial loss leading to a claim being made against you.

We have creatively designed a tailor made Professional Indemnity and General Liability Policy to protect your financial well being. Your insurance policy is your protection against the cost of damage or injury that may occur inline with your business.

Proud partner of the Interior Design Institute

interior design institutes logo

The Interior Design Institute is the leading online Interior Design Educator in Australia. Read more on what they do by clicking here.

What could go wrong ?

Customers may find reasons to sue you in different scenarios. 

You could potentially give incorrect advice about decor items or furnishings, which could be followed by mistakes and errors in the materials used.

There may even be unwanted changes to plans and designs that the customer was not aware of and wouldn’t have agreed to if they had known. This could lead to plans not complying with relevant building codes. 

Why do I need Interior Designers Insurance?

Legal costs can add up quickly. When a client is placing their beloved home or asset in your hands, there is potential for things to go wrong very quickly. This could damage you financially from just one claim brought against you. Without Interior Designer Insurance, you can become personally liable to pay the claim.

Our comprehensive cover includes Professional Indemnity and General Liability (both Public and Products) so you can rest assured that you have the right cover in place to cover your business.

Your Dedicated Contact

If you would like to discuss your cover and options with a member of our team please call our Interior Design Guru Nicole Eldridge on 1300 939 698 or email at nicole@auzi.com.

AUZi Insurance Principle Broker Nicole Eldridge
Automatic Extensions covered under Interior Designer Insurance
  • Negligence or Breach of Duty of Care
  • Negligent Misstatement or Negligent Misrepresentation
  • Defamation, Libel & Slander
  • Present or Former Principals & Employees
  • Loss of or damage to Documents
  • Project & Construction Managers Extension (see policy wording)
  • Appointed Sub-Consultants
This policy provides the following features
  • Protects your company against civil liability for compensation & costs arising from any claim made during the policy period arising out of a breach of professional duty.
  • If you have to pay compensation to a third party who is injured and you have been found liable
  • Choice of limits between $250,000 and $10,000,000 Professional Indemnity
  • Choice of limits between $5,000,000 and $20,000,000 Professional Indemnity
  • Option to pay by the month
In this day and age, we know errors can happen in any aspect of your business. When a third party suffers a loss due to your error or negligence, they will look to you as the Designer to seek compensation.
Implications of Cancelling your Product Liability OR Professional Indemnity Insurance Policy

Product Liability is an occurrence-based wording. This means, the insurance needs to be in place at the time the incident/injury/damage occurred for there to be a valid claim. Professional Indemnity Insurance is a Claims Made wording. This means an insurance policy needs to be in place at the time you provide the service and at the time of the claim and/or incident in order for your interest to be protected.

If you cancel your insurance today and an incident is notified and/or occurs tomorrow for a product or service you provided last week, you will not be covered. Read more on this here.