Public Liability Insurance
Public Liability Insurance is designed to protect you against personal injury or property damage arising from your business activities. With AUZi, this type of insurance can pay for losses as a result of accidents that happen on your property. Similarly, damages caused by workmanship and services supplied by your business.
What is Public Liability Insurance?
Public Liability Insurance can help you cover your costs in the event that you become liable to pay compensation. For example, this would be for damages to a third party’s property, or injury as a result of your negligence.
Arts and Crafts Workshops
Cosmetic Product Maker
Why do I need Public Liability Insurance?
Above all, it will cover the financial costs a business, individual, contractor or event incurs from a claim. These instances arise when an entity is found liable for damage/loss of property, death, injury or financial loss as a result of their negligence.
As a business owner, claims of this nature could be brought against you at any time. While Public Liability is compulsory for some, it’s often deemed optional. However, it is highly recommended to safeguard you from these unpredictable claims. Consequently, it could potentially ruin not only your business but your livelihood – regardless of your industry.
Today, many public events and property require you to prove you hold a current and comprehensive Public Liability Insurance policy. Subsequently, this is becoming increasingly common in every sector.
However, note that your Public Liability Insurance will become void if you engage in criminal or known hazardous activities.
Before purchasing, ensure that the cover you’re considering is sufficient for the nature of your business and its needs. For instance, this is most important if your policy is provided in a package.
What is Products Liability Insurance?
When you sell products, you can be held responsible for any injury those products may cause. With Products Liability Insurance, you can protect yourself from claims made against you as a result of personal injury or property damage caused by products you sold, or supplied from your business.
At AUZi Insurance, all of our public liability policies are combined with products liability except our market stall policy. However, this can be upgraded to also include products liability insurance.
Why Choose AUZi
So, want to get down with the nitty gritty of Public Liability Insurance? Square have written a great article that explains it all in depth.
Frequently Asked Questions
Absolutely, and it only takes a few simple steps. View the steps on how to upgrade here.
However, all of our public liability insurance policies include products liability except for our market stall insurance.
Yes, we have a tailor made Candle and Soap Workshop Policy that includes Public Liability, Products Liability and Professional Indemnity Insurance. Read more about that policy here.
The incident that the claim has risen from must have taken place during the period of your policy.
However, please read more about this here.
Immediately after completing your purchase, you will be emailed with an invoice and Schedule of Insurance that includes a policy wording and your Certificate of Currency.
Moreover, you can download any of these documents at anytime by logging into your My AUZi account here.
Sometimes, a match made in heaven isn’t always the case here at AUZi
We have built a website that allows you to go in, grab your quote, buy public liability insurance online and get covered. You will be on your way to happy hour within minutes!
But, we waved goodbye to traditional time consuming purchasing processes. We said hello to a modern way of doing business. So, we’re only for those that are okay with the revolutionary self-serve approach to buying. However, don’t worry, you won’t get flagged for an unscanned item in the bagging area. We’re ahead of the game – just saying.
- We’re 100% online. If you’re comfortable with that, woohoo hit that quote button pronto.
- We do all things digital. You will find everything you need for your public liability insurance in your My AUZi account.