Public Liability Insurance

Public Liability Insurance with AUZi can pay for losses as a result of accidents that happen on your property. Similarly, damages caused by workmanship and services supplied by your business.

Soap & Candle Makers Insurance

Market Stall Holders Insurance

Market Organiser Insurance

Arts and Crafts Workshops

Cosmetic Product Maker

What is Public Liability Insurance?


Public Liability Insurance can help you cover your costs in the event that you become liable to pay compensation for damages to a third party’s property, or injury as a result of your negligence.

Why Do I Need Public Liability Insurance?

Above all, it will cover the financial costs a business, individual, contractor (including a community building) or event incurs if a claim is brought against them. These instances arise when an entity is found liable for damage/loss of property, death, injury or financial loss as a result of their negligence.

As a business owner, claims of this nature could be brought against you at any time. While Public Liability is compulsory for some, it’s often deemed optional. However, it is highly recommended to safeguard you from these unpredictable claims. Consequently, it could potentially ruin not only your business but your livelihood – regardless of your industry.

Today, many public events and property require you to prove you hold a current and comprehensive Public Liability Insurance policy. Subsequently, this is becoming increasingly common in every sector.

However, it is important to note that your Public Liability Insurance will become void if you engage in criminal or known hazardous activities.

Before purchasing, ensure that the cover you’re considering is sufficient for the nature of your business and its needs. For instance, this is most important if your policy is provided in a package.

Why Choose AUZi

It's Easy

Get your Public Liability Insurance quote and buy online in minutes.

Flexible

Choose your level of cover from $5M up to $20M Public and Products Liability.

Immediate

Download your Certificate of Currency, Schedule of Insurance and paid invoice immediately.

  • We cover over 250 business types
  • You can cover up to 6 staff and even include Sub-contractors
  • Choose your level of cover from $5m up to $20m
  • You get worldwide cover (excluding USA and Canada)
  • Policies are underwritten by Berkley Insurance Australia – an A+ Rated Insurer
  • Get an instant Insurance quote
  • Easy to read policy documents
  • There are no hidden costs
  • You can even manage and renew your policy online whenever it suits you

So, want to get down with the nitty gritty of Public Liability Insurance? Square have written a great article that explains it all in depth.

Frequently Asked Questions

Absolutely, and it only takes a few simple steps. View the steps on how to upgrade here.

Yes, we have a tailor made Candle and Soap Workshop Policy that includes Public Liability, Products Liability and Professional Indemnity. Read more about that policy here.

The incident that the claim has risen from must have taken place during the period of your policy.

However, please read more about this here.

Immediately after completing your purchase, you will be emailed with an invoice and Schedule of Insurance that includes a policy wording and your Certificate of Currency.

Sometimes, a match made in heaven isn’t always the case here at AUZi

We have built a website that allows you to go in, grab your quote, buy online, get covered and be on your way to happy hour within minutes!

But, as we waved good bye to traditional time consuming purchasing processes, we said hello to a 2020 way of doing business. So, we’re only for those that are okay with the revolutionary self-serve approach to buying. However, don’t worry, you won’t get flagged for an unscanned item in the bagging area, we’re ahead of the game – just saying.

  • We’re 100% online. If you’re comfortable with that, woohoo hit that quote button pronto.

  • We do all things digital. You will find everything you need on your public liability insurance in your My AUZi account.

public liability insurance for small business