Bookkeepers Insurance
Professional Indemnity and Public/Product Liability insurance for Bookkeepers and BAS Agents
Annual price starting from $276
You’re a bookkeeper, you love the numbers, the order, the balance. Insurance? That’s usually the one thing that doesn’t add up. AUZi changes that… Because when a client disputes your advice, questions your figures, or an accident happens at a client’s premises, you need cover that’s built for the work you actually do.
AUZi’s bookkeeper insurance combines professional indemnity and public liability in a single annual policy, so you’re protected in the office, at a client’s site, and everywhere in between, all year round.
If you’re a registered BAS agent, the Tax Practitioners Board (TPB) requires you to hold professional indemnity insurance as a condition of your registration. AUZi’s policy is designed to meet that requirement.
What does Bookkeeper insurance cover?
As a bookkeeper or BAS agent, your clients trust you with their financial records, their compliance, and their peace of mind. If a client claims your advice or work caused them a financial loss, even if the claim is unfounded, professional indemnity insurance covers the cost of defending that claim and any resulting compensation.
- A client claims a data entry error caused them to overpay tax
- A BAS lodgement is disputed and the client holds you responsible
- A client alleges your advice led to an ATO compliance issue
- A former client makes a claim after your engagement has ended
Whether you work from a home office, visit clients on site, or hot-desk at a coworking space, if a client or third party is injured or has their property damaged because of your business activities, public liability insurance covers you.
- A client trips and falls while visiting your home office
- You accidentally damage equipment or property at a client’s premises
- A third party suffers loss connected to your business activities
One Policy. Both Covers. All Year.
AUZi combines both in a single annual policy, no juggling two separate insurers, no gaps in cover between jobs. From your first client meeting in January to your last BAS lodgement in June, you’re covered.
Does Your Bookkeeper Insurance Meet TPB Requirements?
If you’re a registered BAS agent, professional indemnity insurance isn’t optional; it’s a legal requirement under the Tax Practitioners Board (TPB).
The TPB requires all registered BAS agents to hold professional indemnity insurance that meets their minimum standards as a condition of registration. Without it, you risk losing your registration and your ability to practise.
AUZi’s bookkeeper insurance policy is designed to meet TPB professional indemnity insurance requirements, so you can tick that compliance box and get back to what you do best.
- Cover must be proportionate to the size and nature of your practice
- Cover must be maintained for the duration of your registration
- You must be able to demonstrate cover upon request
AUZi’s annual policy satisfies these requirements for sole trader bookkeepers and small bookkeeping practices.
For full TPB requirements, visit tpb.gov.au.
Who is AUZi's Bookkeeper insurance designed for?
Our combined policy is built for bookkeeping professionals who work hard, work smart, and need insurance that keeps up.
This policy is right for you if you are:
- A sole trader bookkeeper working with small to medium business clients
- A registered BAS agent required to meet TPB professional indemnity requirements
- A freelance bookkeeper working from home, at client sites, or both
- A contract bookkeeper engaged by multiple businesses throughout the year
- A bookkeeper who uses cloud accounting software such as Xero, MYOB, or QuickBooks on behalf of clients
- A new bookkeeper just starting out and setting up your practice properly from day one
This policy is not designed for:
- Accounting firms with multiple registered tax agents
- Financial planners or mortgage brokers
- Businesses providing tax agent services (a separate policy applies)
If bookkeeping and BAS lodgement is your trade, this policy was built with you in mind.
Frequently Asked Questions | Bookkeeper Insurance
Yes. While public liability insurance is not legally required for all bookkeepers, professional indemnity insurance is a mandatory requirement for registered BAS agents under the Tax Practitioners Board (TPB). Even if you are not a registered BAS agent, insurance protects you against client disputes, claims of financial loss, and on-site incidents that could otherwise cost you significantly out of pocket.
Professional indemnity insurance covers you if a client claims your advice, work, or an error caused them a financial loss. Public liability insurance covers you if a client or third party is injured, or their property is damaged, as a result of your business activities. Bookkeepers typically need both. We combine them in one policy.
Yes. AUZi’s bookkeeper insurance covers you regardless of where you work. Home office, client premises, coworking space, or any combination. As long as the activity is part of your bookkeeping work, you are covered.
Your premium is calculated based on the nature and size of your practice. Most sole trader bookkeepers and BAS agents can get covered for a competitive annual premium. Get a quote online in minutes to see your exact price – no wait times or delays.
Don't just take our word for it, hear from our community below
Why Bookkeepers Choose AUZi
There's no shortage of insurance options out there. Here's why bookkeepers and BAS agents across Australia choose AUZi.
Built for Bookkeepers, Not Bolt-On
This isn't a generic business policy with your job title swapped in. The cover is designed around the real risks bookkeepers and BAS agents face client disputes, questioned figures, and on-site incidents.
Two Covers, One Simple Policy
Professional indemnity and public liability combined in a single annual policy. One renewal date, one insurer, one less thing on your to-do list.
Covers You Wherever You Work
Home office, client's premises, coworking space, your cover moves with you. If it's part of your bookkeeping work, you're covered all year round.
Meets TPB Requirements
Designed to satisfy the Tax Practitioners Board's professional indemnity insurance requirements for registered BAS agents. Tick the compliance box without the headache.
Quick, Simple, Online
Get a quote, buy your policy, and download your certificate of currency online all in one sitting. No phone calls, no paperwork, no waiting.
13+ Years Backing Australians
AUZi has been helping Australian sole traders and small business owners get the right cover since day one, plain English, no jargon, no surprises.
Get Your Instant Quote
Your premium is calculated based on a handful of simple questions. Most bookkeepers are covered for less than the cost of a single client engagement.
Your dedicated contacts
Chat live with our specialist insurance brokers, Nicole, Tracy & Gillian by hitting the live chat bar below (only available during office hours).
Alternatively, give us a call on 1300 939 698, or email us at mail@auzi.com