Public & product liability insurance for cake makers and cake decorators
Have you launched a cake making or decorating business? Maybe you’ve baked a few cakes for family and friends that created a stir. Or, you’ve been an artistic cake maker since day one. Do you bake the most to die for loaded cookies in the business? Whatever the creation, you need to consider public and product liability insurance and food certificates for your business. Cake maker insurance by AUZi Insurance is specifically designed for your unique business, so you can rest assured you have the right cover in place.
Why choose AUZi's cake maker insurance?
Included activities
- Market stalls, pop up shops and expos
- Biscuits & cookies, slices, desserts and chocolates
- Workshops (up to 20 people)
- Making and selling dry cake mixes
- Making and selling cake decorations and toppers
- Hiring a commercial kitchen
Policy options
- Multiple policy options
- $5mil, $10mil or $20mil limit of liability
- Pay by card, bank transfer or monthly instalments
- Can cover up to 2 employees
*To be covered by AUZi’s cake maker insurance, you must hold a current food handling/food safety certificate.
Check with your relevant state food authority for food handling certificate information and requirements. Please also check with your local council in case further certification is required.
Do I need insurance to sell my cakes?
Yes. As a cake maker, your business activities and the products you sell are exposed to many risks.
The risks associated with food poisoning, food reactions and your daily business activities could result in a claim that can jeopardise your business and livelihood. But, what exactly could go wrong? Here are some claim examples that will call upon your cake maker insurance:
- You create a two tiered masterpiece with palette knife painted flowers all the way around. But, you were so caught up with the stunning design, that you accidentally used an ingredient the customer specifically asked you to remove. A wedding guest experiences a severe reaction. The bride and groom will be suing you for damages.Â
- These mistakes don’t just occur in the baking process. Something as simple as a wrong label on your biscoff cheesecake slice could have you whipped up in court faster than you can ice a cake.
- Public liability claims can occur at anytime while attending markets, events and even delivering your products.Â
Why do cake makers need insurance?
Cake maker insurance is essential for protecting your cake business and livelihood.Â
We’ve written a whole blog post that goes into the nitty gritty of cake makers insurance, check it out at the read more button below.
What's covered under AUZi's cake maker insurance?
Public liability insurance
Public liability insurance is designed to protect you against personal injury or property damage to third parties arising from your business activities.
Product liability insurance
Product liability insurance is designed to protect you against personal injury and property damage to third parties arising from the products you have sold.
Cake maker insurance prices
Got a question?
Here's some of our frequently asked questions from cake makers
Do I need to be a part of an association to gain insurance?
No, not at all. Our cake makers insurance policy is available at the same price and coverage for all cake makers.
Is this my own policy, or is it a shared/group policy?
Our cake makers policy is your own individual policy. Each cake maker will receive their own insurance policy, policy number, and limit of liability.
Can I teach cake and decorating classes/workshops under this policy?
Yes, the policy automatically includes classes of up to 20 participants.
Our partners
Your dedicated contacts
Chat live with our specialist insurance brokers, Nicole & Tracy by hitting the live chat bar below (only available during office hours).
Alternatively, give us a call on 1300 939 698, or email us at mail@auzi.com