Nail Technician Insurance
Professional Indemnity and Public/Product Liability insurance for nail technicians
Annual policy starting from $264
Are you starting your very own nail technician business? As a passionate nail artist, starting your own side hustle is the perfect way to put your creative flair to work while having the flexibility of being your own boss. Days filled with creating the perfect mani sound like the dream. But there are business essentials you must consider before opening your business. You will need insurance for nail technicians to protect your business and your livelihood.
Why choose AUZi's insurance for nail technicians?
Included activities
- Manicure & Pedicure
- Artificial nails
- Nail extensions
- Nail art
- Working mobile, from home, or a salon
Policy options
- Multiple policy options
- Liability of $20mil limit of liability
- Professional Indemnity from $250,000 to $5m
- Pay by card, bank transfer or monthly instalments
*To be covered by AUZi’s nail technician insurance, you must hold the relevant nail technician qualifications. Check out Tafe Queensland’s Nail Technology course here for more information.
Do I need nail technician insurance?
Yes. As a nail tech, your business activities, the products you sell, and the advice you give exposes you to many risks.
What exactly could go wrong? Here are some scenarios that will require nail technician insurance in the event of a claim:
- Public liability: Injury and damage can occur at anytime during your daily business activities. This can include your client slipping over in your salon, or a product being knocked over and spilling down your clients leg not only causing a burn but also damaging their expensive outfit.
- Product liability: Every client reacts differently to products used on their nails and skin. If a client has a reaction to any product you use or sell, you can be liable for damages caused.
- Professional indemnity: As a nail technician, you will provide advice and recommendations to your clients on how they can care for their nails. If damage occurs resulting from advice you have given, you will be held liable in the event of a claim.
Insurance for nail technicians is essential for protecting your nail business and livelihood.
What's covered under AUZi's nail technician insurance?
Public liability insurance
Public liability insurance is designed to protect you against personal injury or property damage to third parties arising from your business activities.
Product liability insurance
Product liability insurance is designed to protect you against personal injury & property damage to third parties arising from the products you have sold.
Professional indemnity insurance
Professional indemnity insurance is designed to protect you and your business against clients alleging they have suffered a financial loss as a result of your negligence in any advice, services or coaching you have given.
Your dedicated contacts
Chat live with our specialist insurance brokers, Nicole, Tracy & Gillian by hitting the live chat bar below (only available during office hours).
Alternatively, give us a call on 1300 939 698, or email us at mail@auzi.com