Professional Indemnity and General Liability Insurance for Natural Therapists

In natural therapy, every therapist practitioner has unique needs when it comes to their insurance cover. In order to protect yourself from unsolicited lawsuits that a client may file against you, you will need a package consisting of Professional Indemnity, Public Liability and Products Liability Insurance.

That is why AUZi® as Online Insurance Innovators have tailored an all in one package for Natural Therapy professionals like yourself. We’re all aware of our home, life, and motor insurance – though many are unaware of what is covered under a Natural Therapy Insurance policy.

What is covered under this policy?

Professional indemnity – for bodily injury, illness or death of patients caused by your negligence. Also includes breach of confidentiality, dishonesty, and libel/slander.

Public liability – for property damage and bodily injury caused by your therapy business.

Product liability – for property damage and bodily injury caused by products you’ve supplied.

  • Australia wide cover
  • A diverse range of therapies available (over 300 approved modalities)
  • Acupuncture/Acupressure
  • Homeopathy
  • Reflexology
  • Aromatherapy
  • Chinese Massage
  • Nutrition
  • Naturopathy
  • Naturopathy

With our Natural Therapy Insurance Scheme, as a practitioner you will be covered if one of your clients makes a legal claim against you, accusing you of injuring them or products you sell have caused them harm. You will also be covered if a client feels that the advice you’ve provided has led them to loss or injury.

We live in a culture where financial compensation is commonplace. Hence it is crucial to safeguard your business against the inevitable associated with your natural therapy business.

Approved Modalities for Insurance
  • Access Consciousness
  • Accunect
  • Access Energetic Facelift
  • AcuEnergetics
  • Acuhealth
  • Acu-Point Therapy
  • Acupressure
  • Acupuncture
  • Advanced Allergy Elimination (No oral testing)
  • Advanced Ayurvedic Pichu Therapy
  • Advanced Skin Analysis
  • Alexander Technique
  • Allergy Elimination Techniques (No oral testing)
  • Allergy Testing (No oral testing)
  • An Mo Tui Na (TCM Remedial Massage)
  • Angel Intuitive
  • Anma / Anma massage
  • Application of liniments, moxibustion
  • Aricular Therapy (ear candling)
  • Aroma Massage
  • Aromatherapy
  • Aromatherapy Massage
  • Aromatic Body Treatments
  • Aromatic Kinesiology
  • Aromatouch Massage
  • Aromatouch Technique
  • Aura Cleansing
  • Aura Soma
  • Auricular Acupuncture
  • Auricular Therapy
  • Auriculotherapy
  • Australian Bush Flower Essences
  • Awareness through Movement (Teaching)
  • Ayurveda
  • Ayurveda Massage
  • Ayurvedic Herbology
  • Ayurvedic Lifestyle Consultation
  • Ayurvedic Massage
  • Ayurvedic Medicine
  • Ayurvedo-Herbal Energetics
  • Baby Massage
  • Bach Flower Remedies
  • Bach Flowers
  • Balinese Body Palming
  • Bi-Digital O-Ring Test
  • Bio Energetic Synchronistion Technique
  • Biochemic Therapy
  • Biochemical assessment
  • Bio-Compatibility Hair Analysis
  • Bioelectrical Impedance Analyser
  • Bio-Feedback
  • Biofeedback – Life System
  • Bioimpedance Analysis
  • BioMeridian
  • Bioresonance Therapy
  • Bioterrain Analysis
  • Birth Doula
  • Body Harmony
  • Bodytalk
  • Bodytalk System
  • Bowen Technique / Massage
  • Bowen Therapy
  • Brain Gym
  • Breath Therapy
  • Breathing Techniques
  • Buddhist Psychotherapy
  • Bush Flower Essences
  • Bush Flower Remedies
  • Buteyko
  • Cell Detox System
  • Celloid Mineral Therapy
  • Chakra and Energy Body Clearing
  • Chi Gong
  • Chi Nei Tsan
  • Chi-Acupressure Massage
  • Chinese Acupressure
  • Chinese Acupressure Massage
  • Chinese Herbal Dispensing
  • Chinese Herbal Medicine
  • Chinese Hot Stone Massage
  • Chinese Massage
  • Chinese Medicine
  • Chinese Patent Herbal (Botanical) Medicines.
  • Chinese Remedial Massage
  • Chi-Reflexology
  • Chiron Healing
  • Cholesterol Testing Glucometer
  • Clinical Hypnotherapy
  • Clinical Psychophysics
  • Coaching first time mums (with feeding, caring, sleeping, settling techniques)
  • Colour Therapy
  • Combined Decongestive Therapy
  • Connective Tissue Massage
  • Corporate Massage
  • Corporate Seated Massage
  • Corrective Excercise Therapy
  • Cranio Kinesiology
  • Cranio Sacral Therapy
  • Cross Fibre Mobilisation
  • Crystal Healing
  • Crystal Healing Therapy
  • Crystal Massage
  • Crystal Therapy
  • Decongestive Lymphatic Therapy (DLT)
  • Deep Muscle Tendon and Ligament Therapy
  • Deep Tissue Massage
  • Demartini Method
  • Detox Foot Spa
  • Dietary & Lifestyle Advice
  • Dietetics
  • Direct Life Force Therapy (DLF)
  • Dorn Method / Dorn Spinal Therapy
  • E.N.A.R Therapy
  • Ear Acupuncture
  • Ear Candling
  • Egyptian Emotional Clearing Technique
  • EMF Balancing Technique
  • Emmett Technique
  • Emmett Therapy
  • Emotional Freedom Technique
  • Emotional Therapy
  • Energetic Allergy Technique
  • Energetic Healer
  • Energetic Healing
  • Energy Balance
  • Energy Healing
  • FAKTR
  • Fascial Kinetics
  • Fascial Release Therapy
  • Feldenkrais
  • Fertility Massage (Qualification in Anatomy & Physiology and Massage Therapy required)
  • Flower Essences
  • Food Coaching
  • Foot Joint Mobilisation
  • Foot Massage
  • Forensic Healing System
  • Functional Fascial Taping
  • Gait Analysis
  • Gentle Scar Tissue Mobilisation Technique
  • Gestalt Counselling
  • Gua Sha
  • Gua Sha Massage
  • Gua Sha Therapy
  • Guasha
  • Humanistic Hypnotherapy
  • Hemaview Analysis
  • Hair Tissue Mineral Analysis
  • Hawaiian Body Work – Kahuna
  • Hawaiian Hot Stone Therapy
  • Hawaiian Lomi Lomi Massage
  • Hawaiian Massage
  • Head, Neck and Shoulder Massage
  • Healing Touch
  • Health Coaching
  • Heated Stone Therapy
  • Herbal (Botanic) Medicine
  • Herbal Despensing (clients/patients of insured only).
  • Herbal Massage
  • Herbal Medicine
  • Holistic Counselling (excluding drug and alcohol)
  • Holistic Kinesiology
  • Holistic Massage
  • Homeopathy
  • Homotoxicology
  • Horstmann Technique
  • Hot & Cold Stone Massage
  • Hot & Cold Stone Therapy
  • Hot Crystal Therapy Massage
  • Hot Rocks Therapy
  • Hyperton-X
  • Hypnotherapy
  • Ignite Your Spirit Therapist
  • Indian Head & Shoulder Massage
  • Indian Head Massage
  • Indian Head, Neck & Shoulder Massage
  • Infant Massage
  • Infant Massage Instructor
  • Integrated Iridology
  • Intuitive Psychotherapy
  • Ion Foot Detox
  • Iridology
  • Isis Sechim
  • Inamojo
  • Joint Mobilisation
  • Ka Huna – Lomi Lomi
  • Ka Huna Massage
  • Kinergetics
  • Kinesiology
  • Kinesiology Instruction / Teaching
  • Kinesiology Taping
  • La Stone Therapy
  • Laughter Yoga Teacher
  • Life Coaching
  • LifeLine Technique
  • Lifestyle Coaching
  • Lithos Therapy
  • Lomi Lomi Massage
  • Lymphatic Drainage
  • Lymphatic Drainage Massage
  • Lymphatic Massage
  • Lymphoedema Treatment
  • Lymphology Mineral Therapy
  • Magnetic Field Therapy
  • Magnified Healing
  • Manual Lymphatic Drainage
  • Maternity Reflexology
  • Mechanotherapy
  • Meditation Classes/Workshops
  • Meditation Facilitator
  • Meditation Teaching/Instruction
  • Metabolic Balance
  • Metamorphic Technique
  • Moxibustion
  • Muscle Energy Technique
  • Muscle Neurology Therapy
  • Musculoskeletal Acupuncture
  • Musculoskeletal Medicine
  • Musculoskeletal Therapy
  • Music Therapy
  • Myofascial Meridians
  • Myofascial Release
  • Myofascial Trigger Points
  • Myotherapy
  • NAET
  • Nambudripad’s Allergy Elimination Techniques (NAET)
  • Natural Fertility Management
  • Natural Vision Improvement
  • Naturopathy
  • Nerve Massage
  • Neural Organisation Therapy
  • Neuralign
  • Nutrition
  • Nutrition and Dietics Assistance (excluding weight loss drugs)
  • Nutritional Advisor (excluding weight loss drugs)
  • Nutritional and Diet Advice (excluding reduction drugs & weight loss drugs)
  • Nutritional Medicine (excluding weight loss drugs)
  • Nutritional Microscopy
  • Nutritional Supplementation (excluding weight loss drugs)
  • Occupational Therapist
  • Oncology Massage
  • Onsen Technique
  • Onsen Therapy
  • Oriental Massage
  • Orion Healing Technique
  • Orthotic Therapy
  • Orthotics
  • Paediatric Massage Consultancy
  • Paediatrics Craniosacral Therapy
  • Phytoenergetics
  • Phytotherapy
  • Placenta Encapsulation
  • Polarity Therapy
  • Positional Release
  • Post Natal Massage
  • Postural & Biomechanical Analysis
  • Postural Observations
  • Pranic Healing
  • Psychological Astrology
  • Psychologist
  • Psychology
  • Psychosomotic Therapy
  • Psychotherapy
  • Qi Gong
  • Qi Gong Instructor (including children)
  • Quantum Touch
  • Rebirthing
  • Reconnective Healing
  • Reflexology
  • Reiki Teaching
  • Rekindled Ancient Wisdom
  • Relaxation Massage
  • Remedial Massage
  • Remedial Stone Fusion Massage
  • Remedial Therapies
  • RESET
  • Resonate Essences
  • Rock Tape kinesiology
  • Rolfing
  • Reiki
  • Sandplay Therapy
  • Scenar Therapy
  • Secrets of Natural Walking
  • Seichim
  • Seitai
  • Sekhem
  • Shell Essences
  • Shiatsu
  • Signature Cell Healing
  • SLM Myotherapy
  • Soft Tissue Manipulation
  • Soft Tissue Therapy
  • Somatic Integration
  • Somatic Psychotherapist
  • SomatoEmotional Release I & II
  • Spiritual Counselling
  • Spiritual Healing
  • Spooning (Gua Sha)
  • Sports Kinesiology
  • Sports Massage
  • Steve Lockhart Myotherapy (SLM)
  • Stone Therapy
  • Strain Counterstrain
  • Strain Counterstrain III
  • Structural Integration (Rolfing)
  • Swedish Massage
  • Swiss Ball Exercises
  • T5T Instructor
  • Tactile Therapy
  • Tai Chi
  • TCM Remedial Massage
  • Thai Foot Massage
  • Thai Head Massage
  • Thai Massage
  • Thai Reflexology Massage
  • The BodyTalk System
  • The Emmett Technique
  • The Niblett Technique
  • Therapeutic Massage
  • Therapeutic Nutrition
  • Thermal Stone Massage
  • Thermal Stone Therapy
  • Theta Healing
  • Thought Field Therapy
  • Time Line Technique (NLP)
  • Time-Line Therapy
  • Touch for Health
  • Toyohari – Japanese Acupuncture
  • Traditional Chinese Medical Remedial massage
  • Traditional Chinese Medicine
  • Traditional Chinese Medicine and Acupuncture
  • Traditional Chinese Remedial Massage
  • Traditional Thai Massage
  • Transformational Coaching
  • Transpersonal Art Therapy
  • Transpersonal Counselling
  • Tuina (excluding spinal manipulation)
  • Ultra Sound Machine (massage use only)
  • Urine Saliva & Finger Prick
  • Urine Testing
  • Vega Testing
  • Visceral Manipulation(excluding spinal manipulation)
  • Visual Dyslexia Therapy
  • Visualisation Therapy
  • Vitality & Longevity Assessment
  • VLA Machine Use
  • VoiceBio
  • Volcanic Hot Stone Massage
  • Warm Bamboo & Hot Stone Massage
  • Weight loss counselling
  • Weight Loss Management
  • Wellness Coaching
  • Wellness Consultancy
  • Western Herbal Medicine
  • Zen Thai Techniques
  • Zenoxy Massage
  • Zone Therapy
There are with our policy, as it is completely stand alone from an association or institute.
Implications of Cancelling your Product Liability OR Professional Indemnity Insurance Policy

Product Liability is an occurrence-based wording. This means, the insurance needs to be in place at the time the incident/injury/damage occurred for there to be a valid claim. Professional Indemnity Insurance is a Claims Made wording. This means an insurance policy needs to be in place at the time you provide the service and at the time of the claim and/or incident in order for your interest to be protected.

If you cancel your insurance today and an incident is notified and/or occurs tomorrow for a product or service you provided last week, you will not be covered. Read more on this here.