Our Party Hire Insurance (Requiring Hire Agreement) policy has you covered

Please note, this policy does not cover any type of inflatables, amusement rides or petting zoos. 

If you are unsure whether you fall under this category please contact us.

There is nothing more exciting than celebrating at an event and your customer has chosen you to hire party equipment and set up at the site. As a party Hire company, you may hire anything from tables and chairs to fairy floss machines and lolly buffets. Having Party Hire Insurance is a great way to protect yourself in case something were to happen during the course of your business.

*** This cover is subject to customers having a Hire agreement in place for all goods and equipment hired out.

What could go wrong ?

The following case study is an example of what could go wrong at anytime.

You are engaged by a customer to provide tables, chairs and decorations for a party. A third party sits down on one of the chairs you hired to the event, and the chair leg breaks, causing the third party to suffer injury. Or, you hire out your dance floor but when you set it up, it was not level and caused a third party to slip, fall and brake a leg. 

Why do I need Insurance?

Legal costs can add up quickly. When a customer is hiring your equipment, they expect those goods to be maintained, serviced and fit for purpose at their special event or celebration. Human error does happen and the last thing you need is to worry about losing your livelihood if a customer brings a claim against you for loss or damages. Without Insurance,  you’re at risk of losing everything from just one claim. 

Our cover includes Public and Products Liability so you can rest assured knowing you have the right cover in place for your business.

Your Dedicated Contact

Got a question? For all things Party Hire call Bec today on 1300 939 698 or email at bec@auzi.com

Excluded Products
  • Inflatables of any kind including and not limited to jumping castles, slides, ball pits and jumping pillows
  • Amusement rides and attractions
  • Animal Farms / Petting Zoos / Reptile Shows
  • Fire Pits
  • Soft Play Equipment
  • Playgrounds / Children's Playgrounds

If you are unsure whether you fall under this category please contact us.

Automatic Extensions covered under this policy
  • Defence costs and Expenses
  • Cost of Court Attendance
  • Indemnity to other persons
  • Cross Liabilities
This policy provides the following features
  • Protects your company for all amounts which you shall become legally liable to pay for Personal Injury and Property Damage (as per the policy wording)
  • Choice of limits between $5,000,000 and $20,000,000 Public and Products Liability
  • Option to pay by the month
Don't let Insurance be the last thing you think about when hiring out your items to a third party.
Implications of Cancelling your Product Liability OR Professional Indemnity Insurance Policy

Product Liability is an occurrence-based wording. This means, the insurance needs to be in place at the time the incident/injury/damage occurred for there to be a valid claim. Professional Indemnity Insurance is a Claims Made wording. This means an insurance policy needs to be in place at the time you provide the service and at the time of the claim and/or incident in order for your interest to be protected.

If you cancel your insurance today and an incident is notified and/or occurs tomorrow for a product or service you provided last week, you will not be covered. Read more on this here.