Party Hire Insurance

Public & Products Liability for Party Hiring Businesses (Requiring a Hire Agreement)

Annual Cover starting from

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Please note: Party Hire insurance does not cover any type of inflatables, amusement rides or petting zoos. 

So your love of parties has led you to the ultimate side hustle, where you get to implement your creative flare by setting up pop-up picnics,  wedding proposals, and baby showers. Plus the bread and butter, traditional party equipment hire from tables and chairs to fairy floss machines and lolly buffets. Having Party Hire Insurance is a great way to protect yourself in case something were to happen over the course of your business. Not to mention, it provides you with your Certificate of Currency to meet your council requirements. 

Why AUZi's Party Hire Insurance?

The Benefits

Your Choices

Why do I need Insurance if I have a Party Hire Business?

Yes, it is in your best interest to have Liability Insurance for your Party Hire Business. Liability Insurance is designed to protect you against Personal Injury and Property Damage claims arising from your business activities. For example, you set up an amazing pop-up picnic and one if the guest trips over your rug, crashing down on your perfectly designed tablescape (oh nooo!) This trip causes them to break their wrist and also smashes their brand new iPhone. Next thing you know, you are issued a letter of demand with medical bills, iPhone replacement and legal fees. Not to worry, AUZi is to the rescue. 

Did I just hear you say, “Lucky I am not a pop-up picnic business?” Here are a couple more things that can go wrong when working as a Party Hirer;

  • You are engaged by a customer to provide tables, chairs and decorations for a party. A third party sits down on one of the chairs you hired to the event, and the chair leg breaks, causing the third party to suffer injury.
  • You hire out your dance floor but when you set it up, it was not level. This causes a third party to slip, fall and break their leg. 

Excluded Activities

Childrens outdoor birthday party set up for party hire insurance
This cover is subject to customers having a Hire agreement in place for all goods and equipment hired out.

What Does Party Hirer's Insurance Cover?

Public Liability Insurance

Public Liability Insurance for Market Stall Holder Insurance Depicting a Customer Falling down shop stairs and injuring themselves. This is a Public Liability Insurance Risk

Public Liability Insurance is designed to protect you and your business against Personal Injury or Property Damage arising from your business activities.

Products Liability Insurance

Product Liability Insurance depicting a store bought Candle being left burning unattended and causing a house fire. A type of Risk for Product Liability Insurance

Products Liability Insurance is designed to protect you against Personal injury & Property damage arising from the products you have sold.

Your Dedicated Contacts

AUZi Insurance Principle Broker Nicole Eldridge
AUZi Insurance Assistant Broker Tracy O'Brien

Chat live with our Specialist Brokers, Nicole & Tracy by hitting the live chat bar below. Only available during Office hours.

Alternatively, give us a call on 1300 939 698, or email us at

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On the Blog

Implications of Cancelling your Product Liability Cover.

Products Liability is an occurrence-based wording. This means, the insurance needs to be in place at the time the incident occurred for there to be a valid claim.

If you cancel your insurance today and an incident is notified and/or occurs tomorrow for a product or service you provided last week, you will not be covered. Read more on this here.