Party Hire Insurance
Public & Products Liability for Party Hiring Businesses (Requiring a Hire Agreement)
Annual Cover starting from
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Please note: Party Hire insurance does not cover any type of inflatables, amusement rides or petting zoos.
So your love of parties has led you to the ultimate side hustle, where you get to implement your creative flare by setting up pop-up picnics, wedding proposals, and baby showers. Plus the bread and butter, traditional party equipment hire from tables and chairs to fairy floss machines and lolly buffets. Having Party Hire Insurance is a great way to protect yourself in case something were to happen over the course of your business. Not to mention, it provides you with your Certificate of Currency to meet your council requirements.
Why AUZi's Party Hire Insurance?
Why do I need Insurance if I have a Party Hire Business?
Yes, it is in your best interest to have Liability Insurance for your Party Hire Business. Liability Insurance is designed to protect you against Personal Injury and Property Damage claims arising from your business activities. For example, you set up an amazing pop-up picnic and one if the guest trips over your rug, crashing down on your perfectly designed tablescape (oh nooo!) This trip causes them to break their wrist and also smashes their brand new iPhone. Next thing you know, you are issued a letter of demand with medical bills, iPhone replacement and legal fees. Not to worry, AUZi is to the rescue.
Did I just hear you say, “Lucky I am not a pop-up picnic business?” Here are a couple more things that can go wrong when working as a Party Hirer;
- You are engaged by a customer to provide tables, chairs and decorations for a party. A third party sits down on one of the chairs you hired to the event, and the chair leg breaks, causing the third party to suffer injury.
- You hire out your dance floor but when you set it up, it was not level. This causes a third party to slip, fall and break their leg.
What Does Party Hirer's Insurance Cover?
Your Dedicated Contacts
Chat live with our Specialist Brokers, Nicole & Tracy by hitting the live chat bar below. Only available during Office hours.
Alternatively, give us a call on 1300 939 698, or email us at firstname.lastname@example.org
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On the Blog
Implications of Cancelling your Product Liability Cover.
Products Liability is an occurrence-based wording. This means, the insurance needs to be in place at the time the incident occurred for there to be a valid claim.
If you cancel your insurance today and an incident is notified and/or occurs tomorrow for a product or service you provided last week, you will not be covered. Read more on this here.