Cosmetic Manufacturer's Insurance

Public and Products Liability Insurance for Cosmetic Product Makers

Annual Cover Starting from

Instantly generated quote, coverage and Certificate of Currency.

Just like you work tirelessly to formulate that flawless skincare range, our Brokers have done the same in formulating a policy that fits your business like a glove. With a recipe inclusive of Public and Products Liability Insurance, and a dash of ongoing support from an AUZi broker, you have the perfect formula. 

Why AUZi's Cosmetic Manufacturer's Insurance?

Included Activities

Your Choices

Why do I need Insurance as a Cosmetic Manufacturer?

Insurance is something that any small business should take time to consider, after all, you do have a duty of care to your customers. While Insurance is not compulsory, it is a smart investment to make to protect yourself and your business. We understand you have taken all the care in the world to ensure your products are the safest and best on the market but accidents do happen, and not everything is in our control. Something can go wrong during the tasks you complete in your daily business activities. This includes during your drive to suppliers, making deliveries or setting up your pop-up or stall; everything in line with your business has the potential to cause injury or property damage whereby a third party can bring a claim against you. A Cosmetic Product Maker Insurance policy with AUZi can cover you in these instances.

What if I don't make the Products, I just label them?

As you are labelling the products as your own, you are deemed the Manufacturer of the product. If a claim does arise, you will be held accountable as the Manufacturer of that Product. This is similar to if you are directly importing the Product into Australia, Under Australian Law, if you are a direct importer, you have deemed the Manufacturer. 

What Does AUZi's Cosmetic Manufacturing Policy Cover?

Public Liability Insurance

Public Liability Insurance for Market Stall Holder Insurance Depicting a Customer Falling down shop stairs and injuring themselves. This is a Public Liability Insurance Risk

Public Liability Insurance is designed to protect you and your business against Personal Injury or Property Damage arising from your business activities.

Products Liability Insurance

Product Liability Insurance depicting a store bought Candle being left burning unattended and causing a house fire. A type of Risk for Product Liability Insurance

Products Liability Insurance is designed to protect you against Personal injury & Property damage arising from the products you have sold.

What can go wrong as a Cosmetic Product Maker?

The most talked about error that can occur when manufacturing cosmetics is a reaction relating to the skin/body from a Products Liability perspective.

A manufacturer may be trialling a new ingredient, testing it until the recipe is perfect. Though when making the final product, the ratios were not precise. Unknowingly, the product has been sold to a customer with an ingredient that caused a huge skin reaction which would not have happened had the right recipe been formulated. The customers reaction stopped them from working for a period of time, and they needed special rehabilitation and medical care to heal. In an instance like this case study, the manufacturer can protect themselves from financial ruin with AUZi’s Public and Products Liability Insurance for Cosmetic Manufacturers.

Cosmetic Manufacturer Insurance Options

3 Month Cover

from $206.80

at $5,000,000 Liability

Your Choice:

6 Month Cover

from $341.55

at $5,000,000 Liability

Your Choice:

Annual Cover

Lowest Daily Rate

from $616

at $5,000,000 Liability

Your Choice:

Supported Products

Cosmetic manufacturers Insurance icon depicting a woman applying makeup

Newest Supported

This policy is an extension of our Soap and Candle Makers policy, please CLICK HERE to see the full Supported Products List.  

Excluded Products

Don't see your Product listed above? PLEASE DO NOT ASSUME IT IS INCLUDED / COVERED;

Your Dedicated Contacts

AUZi Insurance Principle Broker Nicole Eldridge
AUZi Insurance Assistant Broker Tracy O'Brien

Chat live with our Specialist Brokers, Nicole & Tracy by hitting the live chat bar below. Only available during Office hours.

Alternatively, give us a call on 1300 939 698, or email us at

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On the Blog

Implications of Cancelling your Product Liability Cover.

Products Liability is an occurrence-based wording. This means, the insurance needs to be in place at the time the incident occurred for there to be a valid claim.

If you cancel your insurance today and an incident is notified and/or occurs tomorrow for a product or service you provided last week, you will not be covered. Read more on this here