Arts & Crafts Workshops Liability Insurance
Arts and Crafts make up for a large portion of Australian businesses, leading to an increasing number of workshops being held. These include but are not limited to pottery, embroidery and even glass blowing. Therefore, it is crucial you consider Arts and Crafts Workshops insurance to cover you in the event you are liable for something that occurred during your workshop.
Why do I need Arts and Crafts Workshops insurance?
If you are running a commercial activity involving the public, you owe them a duty of care. In the event a participant has an accident under your instruction, it will be you they will be looking at to sue for damages. Also, you may hire a space to run this activity, so any property damage caused by your workshop members will also need to be covered.
AUZi® have designed an Arts and Crafts Workshop Insurance policy specifically for Arts & Craft Workshops.
This policy is designed to protect you against claims for Injury and/or damage caused by you, your company or the products you make.
Supported Arts & Crafts Workshops (excl. alcohol)
Don't see your workshop? Arts & Crafts are a growing industry; we're adding new workshop insurance categories to our list everyday. Reach out to our friendly team to see where yours fits.
Excluded Arts & Crafts Workshops
This Policy does not allow for Alcohol Consumption during Classes
Frequently Asked Questions
If your main activity is not workshops then this policy is not the right one for you. Say if you are a Potter by trade and you do the occasional workshop, then you need to be covered as a Potter and ask your Insurer to extend to cover to include Workshops.
If you are a Potter and you do not manufacture anymore and just do workshops all year round then we can definitely try and help you.
Unfortunately our policy specifies that we can only extend cover to those workshops where there is no alcohol consumption.
Looking for Insurance for your Handmade product business?
If you’re looking for public and products liability insurance for your handmade craft business, we also have a a policy specifically for you. You can read more on that policy and grab a quick quote by clicking here.
Your Dedicated Contact
Got a question? Call our Specialist Arts Workshop broker Nicole today on 1300 939 698 or email at email@example.com. You can also drop us a line below if you have a question or feedback. Nicole will get back to you ASAP.
Implications of Cancelling your Product Liability OR Professional Indemnity Insurance Policy
Product Liability is an occurrence-based wording. This means, the insurance needs to be in place at the time the incident/injury/damage occurred for there to be a valid claim. Professional Indemnity Insurance is a Claims Made wording. This means an insurance policy needs to be in place at the time you provide the service and at the time of the claim and/or incident in order for your interest to be protected.
If you cancel your insurance today and an incident is notified and/or occurs tomorrow for a product or service you provided last week, you will not be covered. Read more on this here.