Arts & Crafts Workshop Liability Insurance
Arts and Crafts make up for a large portion of Australian businesses, leading to an increasing number of workshops being held. These include but are not limited to pottery, embroidery and even glass blowing. Therefore, it is crucial you consider Arts and Crafts Workshops insurance to cover you in the event you are liable for something that occurred during your workshop.
Why do I need insurance?
If you are running a commercial activity involving the public, you owe them a duty of care. In the event a participant has an accident under your instruction, it will be you they will be looking at to sue for damages. Also, you may hire a space to run this activity, so any property damage caused by your workshop members will also need to be covered.
AUZi® have designed an Arts and Crafts Workshop Insurance policy specifically for Arts & Craft Workshops.
This policy is to protect you against claims for injury and/or damage caused by you, your company or the products you make.
Your Dedicated Contact
Got a question? Call our Specialist Arts & Crafts Workshop Broker Bec today on 1300 939 698 or email at email@example.com
Supported Arts & Crafts Workshops
Don't see your workshop? Arts & Crafts are a growing industry; Reach out to our friendly team to see where yours fits.
Excluded Arts & Crafts Workshops
Implications of Cancelling your Product Liability OR Professional Indemnity Insurance Policy
Product Liability is an occurrence-based wording. This means, the insurance needs to be in place at the time the incident/injury/damage occurred for there to be a valid claim. Professional Indemnity Insurance is a Claims Made wording. This means an insurance policy needs to be in place at the time you provide the service and at the time of the claim and/or incident in order for your interest to be protected.
If you cancel your insurance today and an incident is notified and/or occurs tomorrow for a product or service you provided last week, you will not be covered. Read more on this here.