Handmade Insurance

Public and Products Liability insurance for Handmade Craft Businesses

Annual Cover Starting from

Instantly generate your Quote and Purchase online within minutes.

The handmade business scene in Australia covers endless niches, hobbyists self-employed artists and creatives. Whatever area of the handmade world you operate in, handmade insurance is an essential for running your business. Our Brokers at AUZi have delved into your industry to do their research and grasp a better understanding. With this, they have designed a policy that properly covers your unique business whether you’re working from home or a studio. If you run workshops, you may fit under our Arts and Crafts Workshop policy. Read more about that policy here

Why AUZi's Handmade Insurance?

Included Activities

Your Choices

Why do crafters need Handmade Insurance?

Whether your handmade business is a full-time gig, or simply a side hustle with a relatively low turnover, insurance is a crucial part of business. Public liability insurance and products liability insurance are essential in keeping your business and livelihood safe. Due to the unique operation of a handmade business, there are many risks that makers neglect to consider. Between sending your product home with a customer, restocking your items at a local shop, selling at markets and other operations in between, there are several risks that could result in a claim being made against you.

Supported Handmade Activities and Products

1: Excludes Jewellery Manufacturing

2: Sewing and Knitting are non-clothing and toys. This is not intended to cover a clothing manufacturer. A clothing manufacturer is where you make clothing, alter clothing, print on clothing or import clothing from overseas. See our Clothing Manufacturer Policy here. Please reach out if you need further clarification.

3: Model-making excludes children’s toys

4: Personalised items are subject to the items being sourced locally from an Australian supplier and not imported. 

5: Pet Accessories do not include Pet food or Pet Treat

6: Domestic Timber Accessory Making excludes Children’s Toys

7: Excluding Teething Beads and Jewellery. 

Excluded Handmade Activities and Products

Please note: You can not elect to only cover a portion of your range, we need to be able to insure your entire business activities/products range. If any of your products fall within the Excluded List, this policy is not suitable.

banner for blog post on handmade insurance

To read the guide ‘All You Need To Know About Handmade Insurance In Australia’ over on Madeit.com click here.

What Does AUZi's Handmade Insurance cover?

Public Liability Insurance

Public Liability Insurance for Market Stall Holder Insurance Depicting a Customer Falling down shop stairs and injuring themselves. This is a Public Liability Insurance Risk

Public Liability Insurance is designed to protect you and your business against Personal Injury or Property Damage arising from your business activities.

  • Your Customer comes in to your home to pick up an order. They trip, fall, and injure themselves.
  • While Painting a custom portrait of a customer in their home – you spill paint on their Hardwood Floors.

Products Liability Insurance

Product Liability Insurance depicting a store bought Candle being left burning unattended and causing a house fire. A type of Risk for Product Liability Insurance

Products Liability Insurance is designed to protect you against Personal injury & Property damage arising from the products you have sold.

  • The hooks on your painting haven’t been secured properly, causing it to fall off the wall and smash an antique glass table below.
  • A bead from your Hair Clips/Accessories comes loose causing a child to choke on it.

Frequently asked questions:

Have a read of some of our Frequently Asked Questions for Handmade Crafts below;

We are unable to cover workshops under the Handmade Craft policy. However, we have a specialised Arts & Craft Workshop policy which would be more suitable – check it out here.

No, unfortunately, we are unable to cover these types of baby items. 

No, unfortunately, we are unable to cover handmade/manufactured toys of any kind under our policies. This includes display toys, educational toys and plushies. 

No, not under our Handmade Craft policy. However, we do have a Clothing Manufacturing Policy. So you may be more suited to our Multi-Policy combining both Handmade Crafts and Clothing Manufacturing.  You can obtain a multi-quote HERE. 

Yes, this policy automatically includes your market stall holder activities. 

Are you running Workshops?

Have a look at our Arts & Crafts Workshop Insurance.

Not quite what you're looking for?

Enter your craft below and search from our database of 300+ Occupations.

Your Dedicated Contacts

AUZi Insurance Principle Broker Nicole Eldridge
AUZi Insurance Assistant Broker Tracy O'Brien

Chat live with our Specialist Brokers, Nicole & Tracy by hitting the live chat bar below. Only available during Office hours.

Alternatively, give us a call on 1300 939 698, or email us at mail@auzi.com

Proudly Partnered With:

Implications of Cancelling your Product Liability Cover.

Products Liability is an occurrence-based wording. This means, the insurance needs to be in place at the time the incident occurred for there to be a valid claim.

If you cancel your insurance today and an incident is notified and/or occurs tomorrow for a product or service you provided last week, you will not be covered. Read more on this here