Handmade Insurance

for craft businesses

The handmade business scene in Australia covers endless niches, hobbyists self-employed artists and creatives. Whatever area of the handmade world you operate in, handmade insurance is an essential for running your business. Our Brokers at AUZi have delved into your industry to do their research and grasp a better understanding. With this, they have designed a policy that properly covers your unique business whether you’re working from home or a studio. If you run workshops, you may fit under our Arts and Crafts Workshop policy. Read more about that policy here

What does AUZi's handmade insurance for arts & crafters include?

Public Liability Insurance

Public Liability Insurance is designed to protect you against personal injury or property damage arising from your Business activities. The following examples may result in a Public Liability Claim.

  • A customer trips over your display unit hurting themselves and holds you responsible.
  • When you are creating your painting, you spill paint on a Third Parties Property, causing Property Damage.
  • When a customer collects their purchase from your house and trips on your front stairs causing Personal Injury.

Products Liability Insurance

Products Liability is designed to protect you against personal injury and property damage arising from the products you have sold. The following examples may result in a Products Liability claim.

  • Your beautiful Macramé plant holder fails, causing your customer’s pot plant to fall damaging their white carpet underneath.
  • You haven’t secured the hooks on your painting correctly, causing the painting to fall off the wall, smashing the glass coffee table below.
  • A bead from your Hair Clips/Accessories comes loose causing a child to choke on it.

Market Stall Insurance is included under this policy

Why do makers need Handmade Insurance?

Whether your handmade business is a full-time gig, or simply a side hustle with a relatively low turnover, insurance is a crucial part of business. Public liability insurance and products liability insurance are essential in keeping your business and livelihood safe. Due to the unique operation of a handmade business, there are many risks that makers neglect to consider. Between sending your product home with a customer, restocking your items at a local shop, selling at markets and other operations in between, there are several risks that could result in a claim being made against you.

Additional Activities covered under this policy:

Is our Handmade Policy for you? Here is our Supported Activities

Please note, all activities are subject to the products being made with Australian Sourced ingredients/components. Any product that is labelled or amended must also be sourced within Australia. This policy does not cover imported items of any type. Or imported ingredients/components for making products. If you need further clarification please touch base with us.

* Model making excludes children’s toys

** Pet Accessories do not include Pet food or Pet Treats

*** Sewing and Knitting is non-clothing. This is not intended to cover a clothing manufacturer. A clothing manufacturer is where you make clothing, alter clothing, print on clothing or import clothing from overseas. See our Clothing Manufacturer Policy here. Please reach out if you need further clarification.

**** Personalised items are subject to the items being sourced locally from an Australian supplier and not imported

To read the guide ‘All You Need To Know About Handmade Insurance In Australia’ over on Madeit.com click here.

Allison
Read More
Everything you think an Insurance company is, AUZI is not! In the best kind of way! I can call and speak to someone and request an email or a quote or a change of details and it’s done easily and quickly by the most helpful team. Bec in particular has been great.
Rachelle
Read More
Fantastic to deal with and work out the best policy at the best price. Highly recommend the entire team at Auzi
Man and woman making clay crockery

Madeit is the perfect option for businesses selling handmade and independently created items! Join a community and sell alongside talented creatives without having to invest in a costly website and build an audience.

Handmade Insurance Excluded Activities

Don’t see your activity? Handmade is a growing industry. We’re adding new activity categories to our list everyday. Reach out to our friendly team to see where your activity fits. Please do not assume an unlisted activity is covered/included, reach out to us today. 

AUZi Insurance Principle Broker Nicole Eldridge

Your Dedicated Contact

Got a question? Call our Specialist broker Nicole today on 1300 939 698 or email at nicole@auzi.com. You can also drop us a line below if you have a question or feedback. Nicole will get back to you ASAP. 

Need more guidance?

You can also drop us a line below if you have a question or feedback. Bec will get back to you ASAP. 

Not finding exactly what you're looking for?

AUZi-Broking-Cory
Cory, our head broker at AUZi Broking

We’ve just recently launched our new sister company, AUZi broking. AUZi Broking is the new answer to ‘but’ and aims to be able to provide as many Australians as possible with custom, tailored policies for their specific needs.

AUZi Insurance, for example, is able to cover you if you decide to open a store-front. They cannot, however, cover you for things like glass cover, business interruption, fire etc. These are all things AUZi Broking can assist with. Our broking division can also aid with Home and Contents insurance. Click below to see.