Public and Products Liability for Mobile Makeup Artists
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Our Mobile Makeup Artist Insurance policy has you covered

When it comes to considering insurance for your makeup business, don’t brush it off. When starting a small business it’s important to consider Insurance to protect your livelihood. In fact, At AUZi, we have a tailored Public and Products Liability policy for Mobile makeup artists, to cover them in the event of a claim. 

Why do Makeup Artists need Insurance?

Mobile Makeup Artist Insurance can protect you against claims for injury and/or damage caused by you and the services you offer.

Therefore, if a customer was to suffer an injury or damage to their property from a service you provided, they may hold you liable. This is why Public and Products Liability Insurance for makeup artists is important to protect you and your business.

Legal fees can put not only your business but your livelihood in jeopardy.

What could go wrong?

Being a Mobile Makeup Artist means you’re able to work anywhere, which is great! However, this means that there’s so many things that can happen in the course of your business, or even just travelling to your client.

For example, you are engaged to work with a Bride and her Bridesmaids for their big day. In spite of your best efforts, while applying some last minute mascara, you lose your balance and the mascara brush goes into the Bride’s eye. Subsequently, the wedding now has to be cancelled. This isn’t a great situation, however, your makeup artist insurance should cover this.

Do you do eyelash extensions? You can check out our Eyelash Technician Insurance policy here.

How about cosmetics manufacturing? Have a look at our tailored Cosmetics policy here.

Supported Activities

  • Make-up artistry Australia Wide
  • Hair Styling

    (Subject to the treatment Endorsement attaching to the policy)

  • Spray tanning

    (Subject to the product itself being sourced locally within Australia)

Excluded Activities

  • All hairdressing activities, including but not limited to cutting, dying, bleaching or perming
  • Beauty treatments of any kind
  • Workshops, Classes or Training

Automatic Extensions

  • Defence costs and Expenses
  • Cost of Court Attendance
  • Indemnity to other persons
  • Cross Liabilities

This policy provides the following features

  • Protects your company for all amounts which you shall become legally liable to pay for Personal Injury and Property Damage (as per the policy wording)
  • Choice of limits between $5,000,000 and $20,000,000 Public and Products Liability
  • Option to pay by the month
Don't let Insurance be the last thing you think about when operating your mobile business. This is where considering our Public and Products Liability Policy can protect your hard earned money, your business and your livelihood.
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AUZi Insurance Principle Broker Nicole Eldridge

Your Dedicated Contact

Got a question? Call our Specialist broker Nicole today on 1300 939 698 or email at nicole@auzi.com. You can also drop us a line below if you have a question or feedback. Nicole will get back to you ASAP. 

Need more guidance?

You can also drop us a line below if you have a question or feedback. Bec will get back to you ASAP. 

Implications of Cancelling your Product Liability OR Professional Indemnity Insurance Policy

Product Liability is an occurrence-based wording. Accordingly, the insurance needs to be in place at the time the incident/injury/damage occurred for there to be a valid claim. Professional Indemnity Insurance is a Claims Made wording. This means an insurance policy needs to be in place at the time you provide the service and at the time of the claim and/or incident in order for your interest to be protected.

If you cancel your insurance today and an incident is notified and/or occurs tomorrow for a product or service you provided last week, you will not be covered. Read more on this here.