Our Mobile Makeup Artist Insurance policy has you covered
When it comes to considering insurance for your business, don’t brush it off. When starting a small business it is important to consider Insurance to protect the livelihood of your business. At AUZi, we have created a Public and Products Liability policy for Mobile makeup artists to cover them in the event of a claim.
What could go wrong ?
Being a Mobile Makeup Artist means you’re able to work anywhere. Therefore, there are so many things that can happen in the course of your business, or even just travelling to your client.
For example, you are engaged to work with a Bride and her Bridesmaids for their big day. While applying some last minute mascara, you lose your balance and the mascara brush goes into the Bride’s eye causing damage and a reaction. So, the wedding has been cancelled! Your makeup artist insurance would apply.
Why do Makeup Artists need Insurance?
Mobile Makeup Artist Insurance can protect you against claims for injury and/or damage caused by you and the services you offer.
If a customer was to suffer an injury or damage to their property from a service you provided, they may hold you liable. This is why Public and Products Liability Insurance for makeup artists is important to protect you and your business. Legal fees can put not only your business but your livelihood in jeopardy.
Do you do eyelash extensions? You can check out our Eyelash Technician Insurance policy here.
Your Dedicated Contact
If you would like to discuss your cover and options with a member of our team please call our Makeup Artist Insurance guru Bec Innes on 1300 939 698 or email at bec@auzi.com.
Supported Activities
- Make-up artistry Australia Wide
-
Hair Styling**
(Subject to the treatment Endorsement attaching to the policy)
-
Spray tanning*
(Subject to the product itself being sourced locally within Australia)
Excluded Activities
- All hairdressing activities, including but not limited to cutting, dying, bleaching or perming
- Beauty treatments of any kind
- Workshops, Classes or Training
Automatic Extensions covered under makeup artist insurance
- Defence costs and Expenses
- Cost of Court Attendance
- Indemnity to other persons
- Cross Liabilities
This policy provides the following features
- Protects your company for all amounts which you shall become legally liable to pay for Personal Injury and Property Damage (as per the policy wording)
- Choice of limits between $5,000,000 and $20,000,000 Public and Products Liability
- Option to pay by the month
Don't let Insurance be the last thing you think about when operating your mobile business.
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Implications of Cancelling your Product Liability OR Professional Indemnity Insurance Policy
Product Liability is an occurrence-based wording. This means, the insurance needs to be in place at the time the incident/injury/damage occurred for there to be a valid claim. Professional Indemnity Insurance is a Claims Made wording. This means an insurance policy needs to be in place at the time you provide the service and at the time of the claim and/or incident in order for your interest to be protected.
If you cancel your insurance today and an incident is notified and/or occurs tomorrow for a product or service you provided last week, you will not be covered. Read more on this here.